ALL HOMEOWNErS:

What you build today should stand tomorrow.

Let’s make sure it does.

A Trusted Partner for Families Nationwide

Protect what matters most.

Whether you're a young professional, growing family, or planning for retirement — your peace of mind should never be delayed. Our simplified process brings life covered to your fingertips in minutes, not weeks.

How it works:

Fill out your Free Quote today

Receive personalized options within a day from a medical underwriter

Get covered - no medical exams.

The Numbers

Numbers don’t lie — and they show why protecting your home and family matters more than ever.

$337,500

This is the average U.S. home value in 2025 — is yours protected if something happens?

1 in 3 Families

Have no life insurance — leaving loved ones financially vulnerable.

$60,000+

Average debt left behind by a sudden passing — don’t leave your family with the burden.

What services does Heritage Life Group offer?

Heritage Life Group is a licensed life insurance brokerage. We partner with top-rated insurance carriers to help individuals and families find the right coverage—whether you're looking for term life, whole life, or final expense insurance. Our role is to match you with a policy that fits your needs and budget, with expert guidance every step of the way.

Will I need a medical exam to qualify?

We work with insurance carriers that offer simplified issue policies, which do NOT require a medical exam. These policies are based on a short health questionnaire and can take effect same day, depending on the insurer’s guidelines.

What happens after I fill out the form?

Once you complete the short form, one of our licensed agents will review your information and reach out to discuss your options. You can also choose to schedule a convenient time to talk. We’ll help you compare plans from multiple insurers and guide you through the application process—no pressure, just clear advice.

How much does mortgage protection cost?

Rates vary depending on factors like your age, health, and the type of coverage you choose. As a broker, we shop quotes from multiple insurers to help you find the most competitive pricing—some policies start as low as a couple dollars a day. When you fill out our quick form, you'll receive a free, no-obligation quote tailored to your situation.